When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 5 Tips to Prep for a Possible Recession No one knows when the next recession will hit, but there are things you can do to prepare for it Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. Lifetime of Earnings Estimate how much you have the potential to earn during your working years.